Worry-free retirement with a guaranteed paycheck for life and 17.75% Y1* return.
*State variations and conditions apply.
Knowing guaranteed income is there to cover household expenses can create a good foundation for retirement.
15 %
Up to a 15%* bonus1 on your first-year premium applied to your account value.
Guaranteed income that you can’t outlive in retirement
An FIA with an Enhanced Guaranteed Minimum Withdrawal Benefit (EGMWB)2 gives you a predictable way to build your future retirement income base for a reliable stream of lifetime income.
Is a Fixed Indexed Annuity a good option for you?
Powerful Bonus
Up to 15% bonus on your first-year premium applied to your account value. 2.75% roll-up rate for the first 10 years or until age 85 or until the withdrawal period begins. Plus a potential add-on rate of either a fixed or an uncapped index crediting strategy3 based on the growth of your account value.
Tax Deferral
To help your savings work even harder, interest accumulates tax-deferred. This means you may have more money compounding and growing over time.
Lifetime Income
From the start, you know how much your income payments will be once you retire. Your payments will never run out no matter how long you live, even if your account value is depleted.
Death Benefit
Ensure your loved ones are taken care of by leaving them the remaining account value of your Annuity. This benefit provides your beneficiaries with a lump sum payment, giving them financial security and peace of mind during a difficult time.
What is an Annuity?
An annuity is a long-term retirement tool that can be a cornerstone of your financial plan.
1
Premium
You pay a premium (think of it as your principal) to an insurance company.
2
Promise
An insurance company provides an annuity contract and promises to look after your money.
3
Policy
Your financial professional will help you select the policy that best meets your needs.
The annuity process typically involves two phases: the accumulation phase, where your premium grows based on the terms of the contract, and the distribution phase, where you receive income payments for life.
Curious about how your wealth grows?
Enter your details to calculate your year one bonus and hypothetical account value.
Year One Bonus
$0
Account Value
$0*
The hypothetical example provided is for illustrative purposes only and does not guarantee future results. Actual account values may vary based on market performance, policy fees, and other factors. Returns are based on actual S&P 500 Index® performance on December 31 of years 2013-2023 assuming no withdrawals or fees were taken during this period and a cap rate of 8% with a floor of 0%. Interest rates subject to change at insurer’s discretion and are effective annual rates. Bonus shown is the vested bonus that a policyholder has in their account value. The unvested portion of the bonus will be distributed in the event of death of the policyholder. Assumes issue age of 0-75.
* At the end of 10 years
Annualife is a subsidiary of Asset Mentors, LLC. The information provided is intended for use by the general public and is not individualized to address any specific investment objective. It is not intended as investment or financial advice or as a recommendation to purchase a product. We encourage you to consult with a certified financial planner who can tailor a financial plan to meet your needs. Rates are subject to change.
1. For the following states, the vesting bonus rate is 11.00% for issue ages 0-75 and 6.00% for issue ages 76+: AK, AL, CA, DE, FL (ages 65 and above), ID, MA, MN, MS, MT, NJ, NV, OH, OK, OR, PA, PR, SC, TX, UT and WA. Subject to Change.
2. State variations and conditions apply.
3. Rates effective 4/8/2024. Restrictions generally apply to “uncapped” index crediting strategies, i.e. a spread. In a Volatility control index, the declared index volatility percentage applies limits to both the downward and upward volatility of the index.