Privacy Policy

Effective Date: July 29, 2025

Annualife (“we,” “our,” or “the Agency”) is a Florida-based insurance and financial services organization committed to protecting your privacy and helping you make informed decisions about your personal information. We respect your trust and are dedicated to ensuring transparency in how your data is collected, used, and shared. Please read this policy carefully.

Overview of Our Privacy Policy

This Privacy Policy explains what personal information we collect when you interact with our agency—whether by visiting our website, registering for services, attending events, or engaging in consultations. It also outlines how your data may be shared and what choices you have to control that use.

Why We Collect Your Information

We collect your information in order to:

Provide and administer insurance, retirement, and financial products or services;
Comply with legal and regulatory requirements;
Follow up after workshops, webinars, consultations, or missed appointments;
Evaluate financial needs and deliver benefit analyses;
Send confirmations, reminders, and follow-ups via email, text, or phone;
Offer personalized customer support;
Communicate about relevant products and services from us or affiliated providers;
Conduct data analytics to improve our offerings;
Display targeted advertisements based on your interests;
Fulfill any other purposes disclosed at the time of collection.

Information We Collect

We may collect the following types of information:

A. Directly from You

Name, address, phone number, email;
Date of birth, gender, marital status;
Health and employment data;
Financial, retirement, or insurance-related information;
Preferences or communication settings;
Any correspondence you send to us.

B. Automatically on Our Website

IP address, device type, and browser version;
Geographic location (approximate);
Pages visited and time spent;
Clicks, navigation behavior, and referral sources;
Whether emails we send are opened or links clicked;
Session activity and errors.

C. From Other Sources

Public databases;
Licensed third-party providers;
Social media platforms if you log in using social credentials.

Cookies and Tracking Technologies

Cookies help us enhance your experience and collect usage statistics. You may disable cookies in your browser settings, but doing so may affect website functionality.

How We Share Your Information

Your information may be shared with the following entities:

Licensed Insurance Providers & Underwriters – to facilitate quotes, applications, and enrollment.
Marketing and CRM Vendors – for appointment scheduling, email communications, or campaign personalization.
Approved Financial Professionals – when collaborating on your insurance or retirement planning.
Regulatory or Legal Authorities – if required by law or subpoena.
Technology and Hosting Vendors – to maintain secure operation of our website and digital systems.
Social Media Advertising Platforms – to deliver tailored ads (governed by the privacy policies of those platforms).
Corporate Affiliates – if part of the same insurance or financial services group.

How We Protect Your Information

We use commercially reasonable safeguards including encryption, firewalls, and access controls to protect your information. Only authorized personnel or service providers may access it, and only for legitimate business purposes.

Your Privacy Choices

You may:

Update or delete your contact information by emailing us;
Opt out of email or text communications at any time;
Request that your data not be shared with third-party licensed partners (note: we may still share data as required by law or for essential service delivery);
Request a copy of this Privacy Policy by emailing: info@annualife.com

Children's Privacy

Our services are not directed to anyone under 18. We do not knowingly collect data from minors.

Legal Disclosures & Jurisdiction

This site and our services are intended for U.S. users only. By using our services, you consent to the collection and processing of data in accordance with U.S. and Florida law. Any disputes will be governed by the laws of the State of Florida.

California Privacy Rights

If you are a California resident, you have the right to opt out of our disclosure of your personal data to third parties for marketing purposes. To do so, email us at info@annualife.com

Disclaimer of Warranties

All website content is provided "as is" without warranties of any kind. We do not warrant that the website will be uninterrupted or error-free.

Limitation of Liability

We are not liable for any damages resulting from your use of our website or services, including but not limited to loss of data or service interruptions.

Financial Disclaimer

Any analysis or recommendations are for informational purposes only and are not financial advice. Always consult a licensed professional for personalized guidance.