A standard you cannot see is not a standard. Here is exactly how AnnuaLife makes money.
We believe you should understand how anyone advising you is compensated, because incentives shape advice. Here is ours, in plain language.
When someone we help decides to purchase an annuity or life insurance product, the issuing insurance company pays AnnuaLife a commission. That commission is built into the product and does not come out of your deposit as a separate fee; your rate is your rate. This is the standard model for insurance agencies.
Every incentive model has a potential conflict; hiding it is the problem, not the model. We manage ours by publishing honest disadvantages on every product page, by maintaining a "when not to buy" guide, and by requiring that the advisors we match you with are verifiable by name and designation. If an annuity does not fit you, the right outcome, and the one we train for, is for you to hear that clearly.
Bring your goal, your questions, or an illustration someone handed you. A Certified Annuity Advisor compares real products for your situation and explains plainly what does and doesn't fit, so you leave with clarity instead of a pitch.
Call answered by a licensed advisor, with a follow-up in under 60 seconds during business hours.
