Every annuity on AnnuaLife is issued by an insurance company, the carrier that backs your contract and pays your claims. This directory profiles the carriers whose products appear on our rate boards: their AM Best financial-strength rating, the products they offer, and an honest read on where each one fits. Ratings and rates were last checked July 30, 2026.
Carriers are grouped by AM Best rating tier. A higher rating reflects a stronger independent assessment of a carrier's claims-paying ability. It is not a guarantee, and annuities are not FDIC insured.
REReliance Standard Life A++Superior
ATAthene IA A+Superior
Oceanview Life and Annuity AExcellent
GLGlobal Atlantic Financial Group AExcellent
AMAmerico AExcellent
FIFidelity & Guaranty Life AExcellent
Oxford AExcellent
Pacific Guardian Life AExcellent
AUAuguStar AExcellent
AMAmerican Equity Investment AExcellent
IBIbexis A-Excellent
Talcott Financial A-Excellent
CACapitol A-Excellent
KNKnighthead Life A-Excellent
RERevol One Financial B++Good
Farmers Life Insurance Company B++Good
American Century Life Insurance B++Good
EquiTrust B++Good
Heartland National B++Good
Wichita National B+Good
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