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Immediate annuity payouts

Immediate Annuity Payout Rates: What $100k Pays

The best available monthly payment across carriers on a $100,000 immediate annuity, for a 65-year-old man, by payout option. Adding a refund or a guaranteed-period option lowers the check but protects your premium; a woman's payments run modestly lower, and older start ages pay more. These are example survey figures, not a quote.

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Rates last updated November 7, 2026
Showing 210 of 210 payouts Rates last updated November 7, 2026
Single life with 5 Years CertainBest available across carriersMale, age 58
Start age58
Monthly income$631
Per year$7,572at $100,000
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Single life with 10 Years CertainBest available across carriersMale, age 58
Start age58
Monthly income$622
Per year$7,464at $100,000
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Single life with 15 Years CertainBest available across carriersMale, age 58
Start age58
Monthly income$612
Per year$7,344at $100,000
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Single life with 5 Years CertainBest available across carriersFemale, age 58
Start age58
Monthly income$611
Per year$7,332at $100,000
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Single life with Cash RefundBest available across carriersMale, age 58
Start age58
Monthly income$610
Per year$7,320at $100,000
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Single life with Installment RefundBest available across carriersMale, age 58
Start age58
Monthly income$609
Per year$7,308at $100,000
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Single life with 10 Years CertainBest available across carriersFemale, age 58
Start age58
Monthly income$605
Per year$7,260at $100,000
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Single life with Installment RefundBest available across carriersFemale, age 58
Start age58
Monthly income$603
Per year$7,236at $100,000
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Single life with 20 Years CertainBest available across carriersMale, age 58
Start age58
Monthly income$598
Per year$7,176at $100,000
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Single life with 15 Years CertainBest available across carriersFemale, age 58
Start age58
Monthly income$596
Per year$7,152at $100,000
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Single life with Cash RefundBest available across carriersFemale, age 58
Start age58
Monthly income$594
Per year$7,128at $100,000
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Single life with 20 Years CertainBest available across carriersFemale, age 58
Start age58
Monthly income$587
Per year$7,044at $100,000
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Single life with 5 Years CertainBest available across carriersMale, age 60
Start age60
Monthly income$646
Per year$7,752at $100,000
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Single life with 10 Years CertainBest available across carriersMale, age 60
Start age60
Monthly income$638
Per year$7,656at $100,000
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Single life with 15 Years CertainBest available across carriersMale, age 60
Start age60
Monthly income$626
Per year$7,512at $100,000
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Single life with Cash RefundBest available across carriersMale, age 60
Start age60
Monthly income$624
Per year$7,488at $100,000
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Single life with 5 Years CertainBest available across carriersFemale, age 60
Start age60
Monthly income$622
Per year$7,464at $100,000
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Single life with Installment RefundBest available across carriersMale, age 60
Start age60
Monthly income$620
Per year$7,440at $100,000
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Single life with 10 Years CertainBest available across carriersFemale, age 60
Start age60
Monthly income$617
Per year$7,404at $100,000
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Single life with Installment RefundBest available across carriersFemale, age 60
Start age60
Monthly income$613
Per year$7,356at $100,000
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Single life with 20 Years CertainBest available across carriersMale, age 60
Start age60
Monthly income$610
Per year$7,320at $100,000
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Single life with 15 Years CertainBest available across carriersFemale, age 60
Start age60
Monthly income$609
Per year$7,308at $100,000
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Single life with Cash RefundBest available across carriersFemale, age 60
Start age60
Monthly income$607
Per year$7,284at $100,000
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Single life with 20 Years CertainBest available across carriersFemale, age 60
Start age60
Monthly income$597
Per year$7,164at $100,000
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Single life with 5 Years CertainBest available across carriersMale, age 62
Start age62
Monthly income$670
Per year$8,040at $100,000
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Single life with 10 Years CertainBest available across carriersMale, age 62
Start age62
Monthly income$659
Per year$7,908at $100,000
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Single life with Cash RefundBest available across carriersMale, age 62
Start age62
Monthly income$644
Per year$7,728at $100,000
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Single life with 15 Years CertainBest available across carriersMale, age 62
Start age62
Monthly income$644
Per year$7,728at $100,000
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Single life with 5 Years CertainBest available across carriersFemale, age 62
Start age62
Monthly income$642
Per year$7,704at $100,000
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Single life with Installment RefundBest available across carriersMale, age 62
Start age62
Monthly income$636
Per year$7,632at $100,000
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Single life with 10 Years CertainBest available across carriersFemale, age 62
Start age62
Monthly income$636
Per year$7,632at $100,000
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Single life with 15 Years CertainBest available across carriersFemale, age 62
Start age62
Monthly income$625
Per year$7,500at $100,000
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Single life with Cash RefundBest available across carriersFemale, age 62
Start age62
Monthly income$625
Per year$7,500at $100,000
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Single life with Installment RefundBest available across carriersFemale, age 62
Start age62
Monthly income$624
Per year$7,488at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 62
Start age62
Monthly income$622
Per year$7,464at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 62
Start age62
Monthly income$609
Per year$7,308at $100,000
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Single life with 5 Years CertainBest available across carriersMale, age 64
Start age64
Monthly income$693
Per year$8,316at $100,000
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Single life with 10 Years CertainBest available across carriersMale, age 64
Start age64
Monthly income$680
Per year$8,160at $100,000
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Single life with Cash RefundBest available across carriersMale, age 64
Start age64
Monthly income$664
Per year$7,968at $100,000
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Single life with 5 Years CertainBest available across carriersFemale, age 64
Start age64
Monthly income$661
Per year$7,932at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 64
Start age64
Monthly income$661
Per year$7,932at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 64
Start age64
Monthly income$656
Per year$7,872at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 64
Start age64
Monthly income$653
Per year$7,836at $100,000
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Single life with Cash RefundBest available across carriersFemale, age 64
Start age64
Monthly income$642
Per year$7,704at $100,000
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Single life with 15 Years CertainBest available across carriersFemale, age 64
Start age64
Monthly income$641
Per year$7,692at $100,000
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Single life with Installment RefundBest available across carriersFemale, age 64
Start age64
Monthly income$639
Per year$7,668at $100,000
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Single life with 20 Years CertainBest available across carriersMale, age 64
Start age64
Monthly income$634
Per year$7,608at $100,000
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Single life with 20 Years CertainBest available across carriersFemale, age 64
Start age64
Monthly income$621
Per year$7,452at $100,000
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Single life with 5 Years CertainBest available across carriersMale, age 65
Start age65
Monthly income$706
Per year$8,472at $100,000
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Single life with 10 Years CertainBest available across carriersMale, age 65
Start age65
Monthly income$691
Per year$8,292at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 65
Start age65
Monthly income$675
Per year$8,100at $100,000
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Single life with 5 Years CertainBest available across carriersFemale, age 65
Start age65
Monthly income$672
Per year$8,064at $100,000
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Single life with 15 Years CertainBest available across carriersMale, age 65
Start age65
Monthly income$670
Per year$8,040at $100,000
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Single life with Installment RefundBest available across carriersMale, age 65
Start age65
Monthly income$668
Per year$8,016at $100,000
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Single life with 10 Years CertainBest available across carriersFemale, age 65
Start age65
Monthly income$663
Per year$7,956at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 65
Start age65
Monthly income$651
Per year$7,812at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 65
Start age65
Monthly income$649
Per year$7,788at $100,000
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Single life with 15 Years CertainBest available across carriersFemale, age 65
Start age65
Monthly income$649
Per year$7,788at $100,000
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Single life with 20 Years CertainBest available across carriersMale, age 65
Start age65
Monthly income$641
Per year$7,692at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 65
Start age65
Monthly income$627
Per year$7,524at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 66
Start age66
Monthly income$720
Per year$8,640at $100,000
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Single life with 10 Years CertainBest available across carriersMale, age 66
Start age66
Monthly income$704
Per year$8,448at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 66
Start age66
Monthly income$686
Per year$8,232at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 66
Start age66
Monthly income$684
Per year$8,208at $100,000
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Single life with Installment RefundBest available across carriersMale, age 66
Start age66
Monthly income$680
Per year$8,160at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 66
Start age66
Monthly income$680
Per year$8,160at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 66
Start age66
Monthly income$674
Per year$8,088at $100,000
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Single life with Installment RefundBest available across carriersFemale, age 66
Start age66
Monthly income$661
Per year$7,932at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 66
Start age66
Monthly income$661
Per year$7,932at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 66
Start age66
Monthly income$658
Per year$7,896at $100,000
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Single life with 20 Years CertainBest available across carriersMale, age 66
Start age66
Monthly income$647
Per year$7,764at $100,000
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Single life with 20 Years CertainBest available across carriersFemale, age 66
Start age66
Monthly income$633
Per year$7,596at $100,000
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Single life with 5 Years CertainBest available across carriersMale, age 67
Start age67
Monthly income$735
Per year$8,820at $100,000
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Single life with 10 Years CertainBest available across carriersMale, age 67
Start age67
Monthly income$717
Per year$8,604at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 67
Start age67
Monthly income$699
Per year$8,388at $100,000
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Single life with 5 Years CertainBest available across carriersFemale, age 67
Start age67
Monthly income$696
Per year$8,352at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 67
Start age67
Monthly income$693
Per year$8,316at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 67
Start age67
Monthly income$689
Per year$8,268at $100,000
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Single life with 10 Years CertainBest available across carriersFemale, age 67
Start age67
Monthly income$685
Per year$8,220at $100,000
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Single life with Installment RefundBest available across carriersFemale, age 67
Start age67
Monthly income$673
Per year$8,076at $100,000
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Single life with Cash RefundBest available across carriersFemale, age 67
Start age67
Monthly income$671
Per year$8,052at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 67
Start age67
Monthly income$667
Per year$8,004at $100,000
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Single life with 20 Years CertainBest available across carriersMale, age 67
Start age67
Monthly income$653
Per year$7,836at $100,000
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Single life with 20 Years CertainBest available across carriersFemale, age 67
Start age67
Monthly income$640
Per year$7,680at $100,000
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Single life with 5 Years CertainBest available across carriersMale, age 68
Start age68
Monthly income$752
Per year$9,024at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 68
Start age68
Monthly income$731
Per year$8,772at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 68
Start age68
Monthly income$712
Per year$8,544at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 68
Start age68
Monthly income$710
Per year$8,520at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 68
Start age68
Monthly income$708
Per year$8,496at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 68
Start age68
Monthly income$699
Per year$8,388at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 68
Start age68
Monthly income$697
Per year$8,364at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 68
Start age68
Monthly income$685
Per year$8,220at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 68
Start age68
Monthly income$682
Per year$8,184at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 68
Start age68
Monthly income$676
Per year$8,112at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 68
Start age68
Monthly income$659
Per year$7,908at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 68
Start age68
Monthly income$646
Per year$7,752at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 70
Start age70
Monthly income$789
Per year$9,468at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 70
Start age70
Monthly income$761
Per year$9,132at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 70
Start age70
Monthly income$741
Per year$8,892at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 70
Start age70
Monthly income$740
Per year$8,880at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 70
Start age70
Monthly income$734
Per year$8,808at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 70
Start age70
Monthly income$723
Per year$8,676at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 70
Start age70
Monthly income$720
Per year$8,640at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 70
Start age70
Monthly income$713
Per year$8,556at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 70
Start age70
Monthly income$707
Per year$8,484at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 70
Start age70
Monthly income$696
Per year$8,352at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 70
Start age70
Monthly income$670
Per year$8,040at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 70
Start age70
Monthly income$660
Per year$7,920at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 72
Start age72
Monthly income$832
Per year$9,984at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 72
Start age72
Monthly income$794
Per year$9,528at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 72
Start age72
Monthly income$774
Per year$9,288at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 72
Start age72
Monthly income$774
Per year$9,288at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 72
Start age72
Monthly income$765
Per year$9,180at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 72
Start age72
Monthly income$752
Per year$9,024at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 72
Start age72
Monthly income$741
Per year$8,892at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 72
Start age72
Monthly income$740
Per year$8,880at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 72
Start age72
Monthly income$735
Per year$8,820at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 72
Start age72
Monthly income$717
Per year$8,604at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 72
Start age72
Monthly income$681
Per year$8,172at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 72
Start age72
Monthly income$672
Per year$8,064at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 74
Start age74
Monthly income$883
Per year$10,596at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 74
Start age74
Monthly income$830
Per year$9,960at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 74
Start age74
Monthly income$815
Per year$9,780at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 74
Start age74
Monthly income$812
Per year$9,744at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 74
Start age74
Monthly income$801
Per year$9,612at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 74
Start age74
Monthly income$784
Per year$9,408at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 74
Start age74
Monthly income$773
Per year$9,276at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 74
Start age74
Monthly income$767
Per year$9,204at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 74
Start age74
Monthly income$760
Per year$9,120at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 74
Start age74
Monthly income$737
Per year$8,844at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 74
Start age74
Monthly income$691
Per year$8,292at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 74
Start age74
Monthly income$683
Per year$8,196at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 75
Start age75
Monthly income$910
Per year$10,920at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 75
Start age75
Monthly income$850
Per year$10,200at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 75
Start age75
Monthly income$837
Per year$10,044at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 75
Start age75
Monthly income$832
Per year$9,984at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 75
Start age75
Monthly income$818
Per year$9,816at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 75
Start age75
Monthly income$801
Per year$9,612at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 75
Start age75
Monthly income$791
Per year$9,492at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 75
Start age75
Monthly income$785
Per year$9,420at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 75
Start age75
Monthly income$769
Per year$9,228at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 75
Start age75
Monthly income$747
Per year$8,964at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 75
Start age75
Monthly income$694
Per year$8,328at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 75
Start age75
Monthly income$687
Per year$8,244at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 76
Start age76
Monthly income$940
Per year$11,280at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 76
Start age76
Monthly income$868
Per year$10,416at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 76
Start age76
Monthly income$862
Per year$10,344at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 76
Start age76
Monthly income$855
Per year$10,260at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 76
Start age76
Monthly income$837
Per year$10,044at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 76
Start age76
Monthly income$819
Per year$9,828at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 76
Start age76
Monthly income$809
Per year$9,708at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 76
Start age76
Monthly income$803
Per year$9,636at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 76
Start age76
Monthly income$777
Per year$9,324at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 76
Start age76
Monthly income$756
Per year$9,072at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 76
Start age76
Monthly income$697
Per year$8,364at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 76
Start age76
Monthly income$691
Per year$8,292at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 78
Start age78
Monthly income$1,006
Per year$12,072at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 78
Start age78
Monthly income$916
Per year$10,992at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 78
Start age78
Monthly income$906
Per year$10,872at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 78
Start age78
Monthly income$903
Per year$10,836at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 78
Start age78
Monthly income$878
Per year$10,536at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 78
Start age78
Monthly income$856
Per year$10,272at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 78
Start age78
Monthly income$844
Per year$10,128at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 78
Start age78
Monthly income$842
Per year$10,104at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 78
Start age78
Monthly income$790
Per year$9,480at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 78
Start age78
Monthly income$774
Per year$9,288at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 78
Start age78
Monthly income$701
Per year$8,412at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 78
Start age78
Monthly income$697
Per year$8,364at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 80
Start age80
Monthly income$1,080
Per year$12,960at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 80
Start age80
Monthly income$977
Per year$11,724at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 80
Start age80
Monthly income$957
Per year$11,484at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 80
Start age80
Monthly income$943
Per year$11,316at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 80
Start age80
Monthly income$930
Per year$11,160at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 80
Start age80
Monthly income$892
Per year$10,704at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 80
Start age80
Monthly income$887
Per year$10,644at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 80
Start age80
Monthly income$887
Per year$10,644at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 80
Start age80
Monthly income$800
Per year$9,600at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 80
Start age80
Monthly income$788
Per year$9,456at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 80
Start age80
Monthly income$704
Per year$8,448at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 80
Start age80
Monthly income$701
Per year$8,412at $100,000
Lock in rateTalk to an advisor
How to read these payouts.
  • Figures are the best available monthly payment across surveyed carriers on a $100,000 single-premium immediate annuity, as of November 7, 2026. They are example survey figures, not a quote, and they move with interest rates and carrier repricing.
  • A life-only payout stops at death. Nothing goes to heirs unless you add a refund or a guaranteed-period option, and each of those options lowers the monthly check.
  • An immediate annuity is irrevocable. Once the contract is issued you give up access to the premium, and the income stream is what you get back.
  • Payments are guaranteed by the issuing insurer's claims-paying ability. Annuities are not FDIC insured.
  • Payouts vary by age, gender, state, and carrier, and not every product or payout option is available in every state. An advisor confirms what is actually available to you.
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