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Immediate annuity payouts

Immediate Annuity Payout Rates: What $100k Pays

The best available monthly payment across carriers on a $100,000 immediate annuity, for a 65-year-old man, by payout option. Adding a refund or a guaranteed-period option lowers the check but protects your premium; a woman's payments run modestly lower, and older start ages pay more. These are example survey figures, not a quote.

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Rates last updated July 29, 2026
Showing 210 of 210 payouts Rates last updated September 22, 2026
Single life with 5 Years CertainBest available across carriersMale, age 58
Start age58
Monthly income$632
Per year$7,584at $100,000
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Single life with 10 Years CertainBest available across carriersMale, age 58
Start age58
Monthly income$621
Per year$7,452at $100,000
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Single life with 5 Years CertainBest available across carriersFemale, age 58
Start age58
Monthly income$612
Per year$7,344at $100,000
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Single life with Installment RefundBest available across carriersMale, age 58
Start age58
Monthly income$611
Per year$7,332at $100,000
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Single life with 15 Years CertainBest available across carriersMale, age 58
Start age58
Monthly income$608
Per year$7,296at $100,000
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Single life with 10 Years CertainBest available across carriersFemale, age 58
Start age58
Monthly income$606
Per year$7,272at $100,000
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Single life with Cash RefundBest available across carriersMale, age 58
Start age58
Monthly income$605
Per year$7,260at $100,000
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Single life with Installment RefundBest available across carriersFemale, age 58
Start age58
Monthly income$604
Per year$7,248at $100,000
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Single life with 15 Years CertainBest available across carriersFemale, age 58
Start age58
Monthly income$597
Per year$7,164at $100,000
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Single life with 20 Years CertainBest available across carriersMale, age 58
Start age58
Monthly income$594
Per year$7,128at $100,000
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Single life with Cash RefundBest available across carriersFemale, age 58
Start age58
Monthly income$591
Per year$7,092at $100,000
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Single life with 20 Years CertainBest available across carriersFemale, age 58
Start age58
Monthly income$588
Per year$7,056at $100,000
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Single life with 5 Years CertainBest available across carriersMale, age 60
Start age60
Monthly income$643
Per year$7,716at $100,000
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Single life with 10 Years CertainBest available across carriersMale, age 60
Start age60
Monthly income$635
Per year$7,620at $100,000
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Single life with Installment RefundBest available across carriersMale, age 60
Start age60
Monthly income$622
Per year$7,464at $100,000
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Single life with Cash RefundBest available across carriersMale, age 60
Start age60
Monthly income$622
Per year$7,464at $100,000
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Single life with 5 Years CertainBest available across carriersFemale, age 60
Start age60
Monthly income$622
Per year$7,464at $100,000
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Single life with 15 Years CertainBest available across carriersMale, age 60
Start age60
Monthly income$617
Per year$7,404at $100,000
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Single life with 10 Years CertainBest available across carriersFemale, age 60
Start age60
Monthly income$615
Per year$7,380at $100,000
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Single life with Installment RefundBest available across carriersFemale, age 60
Start age60
Monthly income$614
Per year$7,368at $100,000
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Single life with Cash RefundBest available across carriersFemale, age 60
Start age60
Monthly income$607
Per year$7,284at $100,000
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Single life with 15 Years CertainBest available across carriersFemale, age 60
Start age60
Monthly income$606
Per year$7,272at $100,000
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Single life with 20 Years CertainBest available across carriersMale, age 60
Start age60
Monthly income$601
Per year$7,212at $100,000
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Single life with 20 Years CertainBest available across carriersFemale, age 60
Start age60
Monthly income$595
Per year$7,140at $100,000
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Single life with 5 Years CertainBest available across carriersMale, age 62
Start age62
Monthly income$658
Per year$7,896at $100,000
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Single life with 10 Years CertainBest available across carriersMale, age 62
Start age62
Monthly income$646
Per year$7,752at $100,000
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Single life with 5 Years CertainBest available across carriersFemale, age 62
Start age62
Monthly income$635
Per year$7,620at $100,000
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Single life with Installment RefundBest available across carriersMale, age 62
Start age62
Monthly income$634
Per year$7,608at $100,000
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Single life with Cash RefundBest available across carriersMale, age 62
Start age62
Monthly income$634
Per year$7,608at $100,000
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Single life with 15 Years CertainBest available across carriersMale, age 62
Start age62
Monthly income$628
Per year$7,536at $100,000
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Single life with 10 Years CertainBest available across carriersFemale, age 62
Start age62
Monthly income$627
Per year$7,524at $100,000
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Single life with Installment RefundBest available across carriersFemale, age 62
Start age62
Monthly income$626
Per year$7,512at $100,000
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Single life with 15 Years CertainBest available across carriersFemale, age 62
Start age62
Monthly income$616
Per year$7,392at $100,000
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Single life with Cash RefundBest available across carriersFemale, age 62
Start age62
Monthly income$616
Per year$7,392at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 62
Start age62
Monthly income$609
Per year$7,308at $100,000
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Single life with 20 Years CertainBest available across carriersFemale, age 62
Start age62
Monthly income$603
Per year$7,236at $100,000
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Single life with 5 Years CertainBest available across carriersMale, age 64
Start age64
Monthly income$677
Per year$8,124at $100,000
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Single life with 10 Years CertainBest available across carriersMale, age 64
Start age64
Monthly income$663
Per year$7,956at $100,000
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Single life with Installment RefundBest available across carriersMale, age 64
Start age64
Monthly income$651
Per year$7,812at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 64
Start age64
Monthly income$651
Per year$7,812at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 64
Start age64
Monthly income$650
Per year$7,800at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 64
Start age64
Monthly income$641
Per year$7,692at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 64
Start age64
Monthly income$641
Per year$7,692at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 64
Start age64
Monthly income$639
Per year$7,668at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 64
Start age64
Monthly income$632
Per year$7,584at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 64
Start age64
Monthly income$628
Per year$7,536at $100,000
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Single life with 20 Years CertainBest available across carriersMale, age 64
Start age64
Monthly income$618
Per year$7,416at $100,000
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Single life with 20 Years CertainBest available across carriersFemale, age 64
Start age64
Monthly income$612
Per year$7,344at $100,000
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Single life with 5 Years CertainBest available across carriersMale, age 65
Start age65
Monthly income$689
Per year$8,268at $100,000
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Single life with 10 Years CertainBest available across carriersMale, age 65
Start age65
Monthly income$676
Per year$8,112at $100,000
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Single life with Installment RefundBest available across carriersMale, age 65
Start age65
Monthly income$659
Per year$7,908at $100,000
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Single life with 5 Years CertainBest available across carriersFemale, age 65
Start age65
Monthly income$659
Per year$7,908at $100,000
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Single life with Cash RefundBest available across carriersMale, age 65
Start age65
Monthly income$659
Per year$7,908at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 65
Start age65
Monthly income$649
Per year$7,788at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 65
Start age65
Monthly income$648
Per year$7,776at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 65
Start age65
Monthly income$647
Per year$7,764at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 65
Start age65
Monthly income$639
Per year$7,668at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 65
Start age65
Monthly income$635
Per year$7,620at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 65
Start age65
Monthly income$622
Per year$7,464at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 65
Start age65
Monthly income$616
Per year$7,392at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 66
Start age66
Monthly income$701
Per year$8,412at $100,000
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Single life with 10 Years CertainBest available across carriersMale, age 66
Start age66
Monthly income$688
Per year$8,256at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 66
Start age66
Monthly income$669
Per year$8,028at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 66
Start age66
Monthly income$668
Per year$8,016at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 66
Start age66
Monthly income$665
Per year$7,980at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 66
Start age66
Monthly income$658
Per year$7,896at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 66
Start age66
Monthly income$655
Per year$7,860at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 66
Start age66
Monthly income$655
Per year$7,860at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 66
Start age66
Monthly income$644
Per year$7,728at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 66
Start age66
Monthly income$641
Per year$7,692at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 66
Start age66
Monthly income$627
Per year$7,524at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 66
Start age66
Monthly income$621
Per year$7,452at $100,000
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Single life with 5 Years CertainBest available across carriersMale, age 67
Start age67
Monthly income$713
Per year$8,556at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 67
Start age67
Monthly income$697
Per year$8,364at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 67
Start age67
Monthly income$680
Per year$8,160at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 67
Start age67
Monthly income$678
Per year$8,136at $100,000
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Single life with Cash RefundBest available across carriersMale, age 67
Start age67
Monthly income$673
Per year$8,076at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 67
Start age67
Monthly income$667
Per year$8,004at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 67
Start age67
Monthly income$664
Per year$7,968at $100,000
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Single life with 15 Years CertainBest available across carriersMale, age 67
Start age67
Monthly income$663
Per year$7,956at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 67
Start age67
Monthly income$650
Per year$7,800at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 67
Start age67
Monthly income$649
Per year$7,788at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 67
Start age67
Monthly income$631
Per year$7,572at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 67
Start age67
Monthly income$626
Per year$7,512at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 68
Start age68
Monthly income$726
Per year$8,712at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 68
Start age68
Monthly income$706
Per year$8,472at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 68
Start age68
Monthly income$691
Per year$8,292at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 68
Start age68
Monthly income$689
Per year$8,268at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 68
Start age68
Monthly income$687
Per year$8,244at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 68
Start age68
Monthly income$677
Per year$8,124at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 68
Start age68
Monthly income$674
Per year$8,088at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 68
Start age68
Monthly income$671
Per year$8,052at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 68
Start age68
Monthly income$663
Per year$7,956at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 68
Start age68
Monthly income$656
Per year$7,872at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 68
Start age68
Monthly income$637
Per year$7,644at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 68
Start age68
Monthly income$630
Per year$7,560at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 70
Start age70
Monthly income$759
Per year$9,108at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 70
Start age70
Monthly income$735
Per year$8,820at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 70
Start age70
Monthly income$718
Per year$8,616at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 70
Start age70
Monthly income$714
Per year$8,568at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 70
Start age70
Monthly income$712
Per year$8,544at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 70
Start age70
Monthly income$700
Per year$8,400at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 70
Start age70
Monthly income$695
Per year$8,340at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 70
Start age70
Monthly income$693
Per year$8,316at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 70
Start age70
Monthly income$685
Per year$8,220at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 70
Start age70
Monthly income$676
Per year$8,112at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 70
Start age70
Monthly income$651
Per year$7,812at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 70
Start age70
Monthly income$641
Per year$7,692at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 72
Start age72
Monthly income$798
Per year$9,576at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 72
Start age72
Monthly income$762
Per year$9,144at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 72
Start age72
Monthly income$750
Per year$9,000at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 72
Start age72
Monthly income$744
Per year$8,928at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 72
Start age72
Monthly income$739
Per year$8,868at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 72
Start age72
Monthly income$729
Per year$8,748at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 72
Start age72
Monthly income$721
Per year$8,652at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 72
Start age72
Monthly income$714
Per year$8,568at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 72
Start age72
Monthly income$710
Per year$8,520at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 72
Start age72
Monthly income$698
Per year$8,376at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 72
Start age72
Monthly income$663
Per year$7,956at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 72
Start age72
Monthly income$654
Per year$7,848at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 74
Start age74
Monthly income$844
Per year$10,128at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 74
Start age74
Monthly income$795
Per year$9,540at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 74
Start age74
Monthly income$787
Per year$9,444at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 74
Start age74
Monthly income$779
Per year$9,348at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 74
Start age74
Monthly income$773
Per year$9,276at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 74
Start age74
Monthly income$760
Per year$9,120at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 74
Start age74
Monthly income$752
Per year$9,024at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 74
Start age74
Monthly income$739
Per year$8,868at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 74
Start age74
Monthly income$734
Per year$8,808at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 74
Start age74
Monthly income$719
Per year$8,628at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 74
Start age74
Monthly income$672
Per year$8,064at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 74
Start age74
Monthly income$664
Per year$7,968at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 75
Start age75
Monthly income$871
Per year$10,452at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 75
Start age75
Monthly income$812
Per year$9,744at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 75
Start age75
Monthly income$810
Per year$9,720at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 75
Start age75
Monthly income$796
Per year$9,552at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 75
Start age75
Monthly income$789
Per year$9,468at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 75
Start age75
Monthly income$777
Per year$9,324at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 75
Start age75
Monthly income$770
Per year$9,240at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 75
Start age75
Monthly income$754
Per year$9,048at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 75
Start age75
Monthly income$744
Per year$8,928at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 75
Start age75
Monthly income$728
Per year$8,736at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 75
Start age75
Monthly income$675
Per year$8,100at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 75
Start age75
Monthly income$669
Per year$8,028at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 76
Start age76
Monthly income$901
Per year$10,812at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 76
Start age76
Monthly income$833
Per year$9,996at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 76
Start age76
Monthly income$830
Per year$9,960at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 76
Start age76
Monthly income$816
Per year$9,792at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 76
Start age76
Monthly income$815
Per year$9,780at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 76
Start age76
Monthly income$795
Per year$9,540at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 76
Start age76
Monthly income$788
Per year$9,456at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 76
Start age76
Monthly income$772
Per year$9,264at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 76
Start age76
Monthly income$753
Per year$9,036at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 76
Start age76
Monthly income$738
Per year$8,856at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 76
Start age76
Monthly income$678
Per year$8,136at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 76
Start age76
Monthly income$673
Per year$8,076at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 78
Start age78
Monthly income$966
Per year$11,592at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 78
Start age78
Monthly income$881
Per year$10,572at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 78
Start age78
Monthly income$869
Per year$10,428at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 78
Start age78
Monthly income$861
Per year$10,332at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 78
Start age78
Monthly income$855
Per year$10,260at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 78
Start age78
Monthly income$829
Per year$9,948at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 78
Start age78
Monthly income$827
Per year$9,924at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 78
Start age78
Monthly income$809
Per year$9,708at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 78
Start age78
Monthly income$769
Per year$9,228at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 78
Start age78
Monthly income$756
Per year$9,072at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 78
Start age78
Monthly income$682
Per year$8,184at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 78
Start age78
Monthly income$679
Per year$8,148at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 80
Start age80
Monthly income$1,041
Per year$12,492at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 80
Start age80
Monthly income$949
Per year$11,388at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 80
Start age80
Monthly income$912
Per year$10,944at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 80
Start age80
Monthly income$906
Per year$10,872at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 80
Start age80
Monthly income$906
Per year$10,872at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 80
Start age80
Monthly income$875
Per year$10,500at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 80
Start age80
Monthly income$864
Per year$10,368at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 80
Start age80
Monthly income$850
Per year$10,200at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 80
Start age80
Monthly income$782
Per year$9,384at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 80
Start age80
Monthly income$771
Per year$9,252at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 80
Start age80
Monthly income$685
Per year$8,220at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 80
Start age80
Monthly income$682
Per year$8,184at $100,000
Lock in rateTalk to an advisor
How to read these payouts.
  • Figures are the best available monthly payment across surveyed carriers on a $100,000 single-premium immediate annuity, as of July 29, 2026. They are example survey figures, not a quote, and they move with interest rates and carrier repricing.
  • A life-only payout stops at death. Nothing goes to heirs unless you add a refund or a guaranteed-period option, and each of those options lowers the monthly check.
  • An immediate annuity is irrevocable. Once the contract is issued you give up access to the premium, and the income stream is what you get back.
  • Payments are guaranteed by the issuing insurer's claims-paying ability. Annuities are not FDIC insured.
  • Payouts vary by age, gender, state, and carrier, and not every product or payout option is available in every state. An advisor confirms what is actually available to you.
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