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MYGA products

Multi-year guaranteed annuity products

Every card shows the carrier, its AM Best rating, the term, the rate, and the minimum. Filter to what fits, then have a person verify the current number.

Rates last updated September 23, 2026
Showing 72 of 72 products Rates last updated November 1, 2026
Today's top rate
AspidaAspida Advisory 7
AM BestA-
Rate6.65%
Term7 yr
Min premium$100,000
Est. growth$56,937at $100,000
AbilityReliAbility MYGA 5
AM BestB+
Rate6.50%
Term5 yr
Min premium$50,000
Est. growth$37,009at $100,000
Mountain LifeAlpine Horizon 5
AM BestB-
Rate6.45%
Term5 yr
Min premium$5,000
Est. growth$36,687at $100,000
AspidaAspida Advisory 5
AM BestA-
Rate6.45%
Term5 yr
Min premium$100,000
Est. growth$36,687at $100,000
Wichita NationalSecurity 5
AM BestB+
Rate6.40%
Term5 yr
Min premium$10,000
Est. growth$36,367at $100,000
Revol One FinancialBreakThrough 5yr
AM BestB++
Rate6.35%
Term5 yr
Min premium$10,000
Est. growth$36,047at $100,000
Revol One FinancialDirectGrowth 5
AM BestB++
Rate6.35%
Term5 yr
Min premium$10,000
Est. growth$36,047at $100,000
Revol One FinancialBreakThrough 10yr
AM BestB++
Rate6.35%
Term10 yr
Min premium$10,000
Est. growth$85,087at $100,000
Revol One FinancialDirectGrowth 10
AM BestB++
Rate6.35%
Term10 yr
Min premium$10,000
Est. growth$85,087at $100,000
Revol One FinancialBreakThrough 7yr
AM BestB++
Rate6.30%
Term7 yr
Min premium$10,000
Est. growth$53,367at $100,000
Revol One FinancialDirectGrowth 7
AM BestB++
Rate6.30%
Term7 yr
Min premium$10,000
Est. growth$53,367at $100,000
Wichita NationalSecurity 7
AM BestB+
Rate6.30%
Term7 yr
Min premium$10,000
Est. growth$53,367at $100,000
FarmersFarmers Safeguard Plus 10
AM BestB++
Rate6.25%
Term10 yr
Min premium$10,000
Est. growth$83,354at $100,000
Revol One FinancialBreakThrough 10yr with Enhanced Death Benefit Rider
AM BestB++
Rate6.25%
Term10 yr
Min premium$10,000
Est. growth$83,354at $100,000
Revol One FinancialBreakThrough 10yr with Free Partial Surrender Rider
AM BestB++
Rate6.25%
Term10 yr
Min premium$10,000
Est. growth$83,354at $100,000
Revol One FinancialDirectGrowth 10 Enhanced Death Benefit
AM BestB++
Rate6.25%
Term10 yr
Min premium$10,000
Est. growth$83,354at $100,000
Revol One FinancialDirectGrowth 10 Free Partial Surrender
AM BestB++
Rate6.25%
Term10 yr
Min premium$10,000
Est. growth$83,354at $100,000
Mountain LifeAlpine Horizon 3
AM BestB-
Rate6.20%
Term3 yr
Min premium$5,000
Est. growth$19,777at $100,000
Revol One FinancialBreakThrough 7yr (CA)
AM BestB++
Rate6.20%
Term7 yr
Min premium$10,000
Est. growth$52,360at $100,000
Revol One FinancialBreakThrough 7yr with Enhanced Death Benefit
AM BestB++
Rate6.20%
Term7 yr
Min premium$10,000
Est. growth$52,360at $100,000
Talcott FinancialEverStead MYGA 8
AM BestA-
Rate6.20%
Term8 yr
Min premium$100,000
Est. growth$61,807at $100,000
Talcott FinancialEverStead MYGA 9
AM BestA-
Rate6.20%
Term9 yr
Min premium$100,000
Est. growth$71,839at $100,000
AbilityReliAbility MYGA 3
AM BestB+
Rate6.15%
Term3 yr
Min premium$50,000
Est. growth$19,608at $100,000
FarmersFarmers Safeguard Plus 5
AM BestB++
Rate6.15%
Term5 yr
Min premium$10,000
Est. growth$34,772at $100,000
Heartland NationalSecure Rate Pro 10
AM BestB++
Rate6.15%
Term10 yr
Min premium$5,000
Est. growth$81,635at $100,000
Revol One FinancialBreakThrough 3yr
AM BestB++
Rate6.10%
Term3 yr
Min premium$10,000
Est. growth$19,439at $100,000
Revol One FinancialDirectGrowth 3
AM BestB++
Rate6.10%
Term3 yr
Min premium$10,000
Est. growth$19,439at $100,000
Heartland NationalSecure Rate Pro 5
AM BestB++
Rate6.10%
Term5 yr
Min premium$5,000
Est. growth$34,455at $100,000
Oceanview Life and AnnuityHarbourview 6
AM BestA
Rate6.10%
Term6 yr
Min premium$70,000
Est. growth$42,657at $100,000
Heartland NationalSecure Rate Pro 7
AM BestB++
Rate6.10%
Term7 yr
Min premium$5,000
Est. growth$51,359at $100,000
Mountain LifeAlpine Horizon 4
AM BestB-
Rate6.05%
Term4 yr
Min premium$5,000
Est. growth$26,486at $100,000
FarmersFarmers Safeguard Plus 7
AM BestB++
Rate6.05%
Term7 yr
Min premium$10,000
Est. growth$50,860at $100,000
NexAnnuityNexHaven 3 CA
AM BestB+
Rate6.00%
Term3 yr
Min premium$50,000
Est. growth$19,102at $100,000
Revol One FinancialBreakthrough 3yr (CA)
AM BestB++
Rate6.00%
Term3 yr
Min premium$10,000
Est. growth$19,102at $100,000
American GulfAnchor MYGA 6
AM BestB++
Rate6.00%
Term6 yr
Min premium$10,000
Est. growth$41,852at $100,000
SagicorMilestone Max MYGA 6
AM BestA
Rate6.00%
Term6 yr
Min premium$75,000
Est. growth$41,852at $100,000
Mountain LifeSecure Summit 8
AM BestB-
Rate6.00%
Term8 yr
Min premium$5,000
Est. growth$59,385at $100,000
Clear Spring LifePreserve MYGA 8
AM BestA-
Rate6.00%
Term8 yr
Min premium$100,000
Est. growth$59,385at $100,000
Oceanview Life and AnnuityHarbourview 6 (CA)
AM BestA
Rate5.95%
Term6 yr
Min premium$70,000
Est. growth$41,451at $100,000
Revol One FinancialBreakThrough 3yr with Enhanced Death Benefit
AM BestB++
Rate5.90%
Term3 yr
Min premium$10,000
Est. growth$18,765at $100,000
Oceanview Life and AnnuityHarbourview 4
AM BestA
Rate5.90%
Term4 yr
Min premium$70,000
Est. growth$25,772at $100,000
Oceanview Life and AnnuityHarbourview 4 (CA)
AM BestA
Rate5.90%
Term4 yr
Min premium$70,000
Est. growth$25,772at $100,000
EquiTrustCertainty Select 8
AM BestB++
Rate5.85%
Term8 yr
Min premium$10,000
Est. growth$57,589at $100,000
Clear Spring LifePreserve MYGA 4
AM BestA-
Rate5.80%
Term4 yr
Min premium$100,000
Est. growth$25,298at $100,000
CapitolHeritage Elite 9
AM BestA-
Rate5.75%
Term9 yr
Min premium$10,000
Est. growth$65,395at $100,000
Liberty Bankers LifeHeritage Elite 9
AM BestA-
Rate5.75%
Term9 yr
Min premium$10,000
Est. growth$65,395at $100,000
CapitolHeritage Premier Plus 9
AM BestA-
Rate5.71%
Term9 yr
Min premium$10,000
Est. growth$64,833at $100,000
Liberty Bankers LifeHeritage Premier Plus 9
AM BestA-
Rate5.71%
Term9 yr
Min premium$10,000
Est. growth$64,833at $100,000
SagicorMilestone MYGA 6 CA
AM BestA
Rate5.70%
Term6 yr
Min premium$100,000
Est. growth$39,460at $100,000
Mountain LifeSecure Summit 6
AM BestB-
Rate5.66%
Term6 yr
Min premium$5,000
Est. growth$39,144at $100,000
EquiTrustCertainty Select 6
AM BestB++
Rate5.60%
Term6 yr
Min premium$10,000
Est. growth$38,670at $100,000
Royal Neighbors of AmericaMYGA 9 Year CA
AM BestA
Rate5.60%
Term9 yr
Min premium$100,000
Est. growth$63,296at $100,000
NationwideSecure Growth 4 MVA
AM BestA+
Rate5.50%
Term4 yr
Min premium$100,000
Est. growth$23,882at $100,000
CapitolHeritage Premier 9
AM BestA-
Rate5.50%
Term9 yr
Min premium$10,000
Est. growth$61,909at $100,000
Liberty Bankers LifeHeritage Premier 9
AM BestA-
Rate5.50%
Term9 yr
Min premium$10,000
Est. growth$61,909at $100,000
Pacific Guardian LifeDiamond Head 8
AM BestA
Rate5.40%
Term8 yr
Min premium$10,000
Est. growth$52,309at $100,000
Guardian Insurance &Guardian Fixed Target Annuity 4
AM BestA++
Rate5.35%
Term4 yr
Min premium$100,000
Est. growth$23,179at $100,000
American GeneralAmerican Pathway VisionMYG 4
AM BestA
Rate5.30%
Term4 yr
Min premium$100,000
Est. growth$22,946at $100,000
Mountain LifeSecure Summit 2
AM BestB-
Rate5.25%
Term2 yr
Min premium$5,000
Est. growth$10,776at $100,000
Axonic InsuranceIncline Advisory 2
AM BestA-
Rate5.20%
Term2 yr
Min premium$100,000
Est. growth$10,670at $100,000
Oceanview Life and AnnuityHarbourview 2
AM BestA
Rate5.15%
Term2 yr
Min premium$70,000
Est. growth$10,565at $100,000
Oceanview Life and AnnuityHarbourview 2 (CA)
AM BestA
Rate5.15%
Term2 yr
Min premium$70,000
Est. growth$10,565at $100,000
Axonic InsuranceWaypoint 2 MYGA
AM BestA-
Rate5.15%
Term2 yr
Min premium$100,000
Est. growth$10,565at $100,000
AspidaAspida Advisory 2
AM BestA-
Rate5.15%
Term2 yr
Min premium$100,000
Est. growth$10,565at $100,000
American NationalPalladium MYG Annuity 8
AM BestA
Rate5.15%
Term8 yr
Min premium$100,000
Est. growth$49,443at $100,000
GBU LifeAsset Guard Select 2
AM BestA-
Rate5.05%
Term2 yr
Min premium$25,000
Est. growth$10,355at $100,000
Guaranty Income LifeGuaranty Rate Lock 8
AM BestA-
Rate3.70%
Term8 yr
Min premium$100,000
Est. growth$33,730at $100,000
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