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MYGA products

Multi-year guaranteed annuity products

Every card shows the carrier, its AM Best rating, the term, the rate, and the minimum. Filter to what fits, then have a person verify the current number.

Rates last updated July 30, 2026
Showing 71 of 71 products Rates last updated September 16, 2026
Today's top rate
AspidaAspida Advisory 7
AM BestA-
Rate6.35%
Term7 yr
Min premium$100,000
Est. growth$53,873at $100,000
Wichita NationalSecurity 5
AM BestB+
Rate6.25%
Term5 yr
Min premium$10,000
Est. growth$35,408at $100,000
Revol One FinancialDirectGrowth 10
AM BestB++
Rate6.25%
Term10 yr
Min premium$10,000
Est. growth$83,354at $100,000
FarmersFarmers Safeguard Plus 5
AM BestB++
Rate6.15%
Term5 yr
Min premium$10,000
Est. growth$34,772at $100,000
Revol One FinancialDirectGrowth 5
AM BestB++
Rate6.15%
Term5 yr
Min premium$10,000
Est. growth$34,772at $100,000
Revol One FinancialDirectGrowth 7
AM BestB++
Rate6.15%
Term7 yr
Min premium$10,000
Est. growth$51,859at $100,000
Heartland NationalSecure Rate Pro 10
AM BestB++
Rate6.15%
Term10 yr
Min premium$5,000
Est. growth$81,635at $100,000
FarmersFarmers Safeguard Plus 10
AM BestB++
Rate6.15%
Term10 yr
Min premium$10,000
Est. growth$81,635at $100,000
Revol One FinancialDirectGrowth 10 Enhanced Death Benefit
AM BestB++
Rate6.15%
Term10 yr
Min premium$10,000
Est. growth$81,635at $100,000
Revol One FinancialDirectGrowth 10 Free Partial Surrender
AM BestB++
Rate6.15%
Term10 yr
Min premium$10,000
Est. growth$81,635at $100,000
Heartland NationalSecure Rate Pro 5
AM BestB++
Rate6.10%
Term5 yr
Min premium$5,000
Est. growth$34,455at $100,000
Heartland NationalSecure Rate Pro 7
AM BestB++
Rate6.10%
Term7 yr
Min premium$5,000
Est. growth$51,359at $100,000
Wichita NationalSecurity 7
AM BestB+
Rate6.10%
Term7 yr
Min premium$10,000
Est. growth$51,359at $100,000
FarmersFarmers Safeguard Plus 7
AM BestB++
Rate6.05%
Term7 yr
Min premium$10,000
Est. growth$50,860at $100,000
Revol One FinancialDirectGrowth 7 (CA)
AM BestB++
Rate6.05%
Term7 yr
Min premium$10,000
Est. growth$50,860at $100,000
Revol One FinancialDirectGrowth 7 Enhanced Death Benefit
AM BestB++
Rate6.05%
Term7 yr
Min premium$10,000
Est. growth$50,860at $100,000
American Century Life InsuranceAmerican Freedom Max Growth 10
AM BestB++
Rate6.05%
Term10 yr
Min premium$5,000
Est. growth$79,931at $100,000
Wichita NationalSecurity 10
AM BestB+
Rate6.05%
Term10 yr
Min premium$10,000
Est. growth$79,931at $100,000
Revol One FinancialDirectGrowth 3
AM BestB++
Rate6.00%
Term3 yr
Min premium$10,000
Est. growth$19,102at $100,000
American Century Life InsuranceAmerican Freedom Max Growth 5
AM BestB++
Rate6.00%
Term5 yr
Min premium$5,000
Est. growth$33,823at $100,000
American GulfAnchor MYGA 5
AM BestB++
Rate6.00%
Term5 yr
Min premium$10,000
Est. growth$33,823at $100,000
American GulfAnchor MYGA 6
AM BestB++
Rate6.00%
Term6 yr
Min premium$10,000
Est. growth$41,852at $100,000
American Century Life InsuranceAmerican Freedom Max Growth 7
AM BestB++
Rate6.00%
Term7 yr
Min premium$5,000
Est. growth$50,363at $100,000
Revol One FinancialDirectGrowth 5 (CA)
AM BestB++
Rate5.90%
Term5 yr
Min premium$10,000
Est. growth$33,193at $100,000
Revol One FinancialDirectGrowth 5 Enhanced Death Benefit
AM BestB++
Rate5.90%
Term5 yr
Min premium$10,000
Est. growth$33,193at $100,000
Wichita NationalSecurity 3
AM BestB+
Rate5.85%
Term3 yr
Min premium$10,000
Est. growth$18,597at $100,000
American Century Life InsuranceAmerican Spirt SPDA - 10 Interest Only
AM BestB++
Rate5.85%
Term10 yr
Min premium$2,000
Est. growth$76,567at $100,000
Heartland NationalSecure Rate Pro 3
AM BestB++
Rate5.80%
Term3 yr
Min premium$5,000
Est. growth$18,429at $100,000
Oceanview Life and AnnuityHarbourview 6
AM BestA
Rate5.75%
Term6 yr
Min premium$70,000
Est. growth$39,856at $100,000
American LifeAmerican Life Fee-Based MYGA 3
AM BestB++
Rate5.65%
Term3 yr
Min premium$10,000
Est. growth$17,926at $100,000
FarmersFarmers Safeguard Plus 3
AM BestB++
Rate5.65%
Term3 yr
Min premium$10,000
Est. growth$17,926at $100,000
EquiTrustCertainty Select 8
AM BestB++
Rate5.65%
Term8 yr
Min premium$10,000
Est. growth$55,223at $100,000
American Century Life InsuranceAmerican Freedom Max Growth 3
AM BestB++
Rate5.60%
Term3 yr
Min premium$5,000
Est. growth$17,758at $100,000
Oceanview Life and AnnuityHarbourview 4
AM BestA
Rate5.60%
Term4 yr
Min premium$70,000
Est. growth$24,353at $100,000
Oceanview Life and AnnuityHarbourview 4 (CA)
AM BestA
Rate5.60%
Term4 yr
Min premium$70,000
Est. growth$24,353at $100,000
Oceanview Life and AnnuityHarbourview 6 (CA)
AM BestA
Rate5.60%
Term6 yr
Min premium$70,000
Est. growth$38,670at $100,000
EquiTrustCertainty Select 6
AM BestB++
Rate5.60%
Term6 yr
Min premium$10,000
Est. growth$38,670at $100,000
Royal Neighbors of AmericaMYGA 9 Year CA
AM BestA
Rate5.60%
Term9 yr
Min premium$100,000
Est. growth$63,296at $100,000
CapitolHeritage Elite 9
AM BestA-
Rate5.60%
Term9 yr
Min premium$10,000
Est. growth$63,296at $100,000
Liberty Bankers LifeHeritage Elite 9
AM BestA-
Rate5.60%
Term9 yr
Min premium$10,000
Est. growth$63,296at $100,000
American NationalPalladium MYG MAX 6
AM BestA
Rate5.57%
Term6 yr
Min premium$100,000
Est. growth$38,434at $100,000
American Century Life InsuranceAmerican Spirt SPDA - 3 Interest Only
AM BestB++
Rate5.55%
Term3 yr
Min premium$2,000
Est. growth$17,591at $100,000
AmericoPlatinum Assure 6
AM BestA
Rate5.55%
Term6 yr
Min premium$25,000
Est. growth$38,277at $100,000
CapitolHeritage Premier Plus 9
AM BestA-
Rate5.51%
Term9 yr
Min premium$10,000
Est. growth$62,048at $100,000
Liberty Bankers LifeHeritage Premier Plus 9
AM BestA-
Rate5.51%
Term9 yr
Min premium$10,000
Est. growth$62,048at $100,000
Corebridge FinancialCorebridge Pathway Choice<sup>sm</sup> Fixed 4 Annuity
AM BestA
Rate5.50%
Term4 yr
Min premium$100,000
Est. growth$23,882at $100,000
NassauNassau Simple Annuity 6
AM BestB++
Rate5.50%
Term6 yr
Min premium$10,000
Est. growth$37,884at $100,000
Talcott FinancialEverStead MYGA 8
AM BestA-
Rate5.50%
Term8 yr
Min premium$100,000
Est. growth$53,469at $100,000
Talcott FinancialEverStead MYGA 9
AM BestA-
Rate5.50%
Term9 yr
Min premium$100,000
Est. growth$61,909at $100,000
CapitolHeritage Premier 9
AM BestA-
Rate5.50%
Term9 yr
Min premium$10,000
Est. growth$61,909at $100,000
Pacific Guardian LifeDiamond Head 8
AM BestA
Rate5.40%
Term8 yr
Min premium$10,000
Est. growth$52,309at $100,000
Clear Spring LifePreserve MYGA 8
AM BestA-
Rate5.40%
Term8 yr
Min premium$100,000
Est. growth$52,309at $100,000
Pacific Guardian LifeDiamond Head 9
AM BestA
Rate5.40%
Term9 yr
Min premium$10,000
Est. growth$60,533at $100,000
NationwideSecure Growth 4 MVA
AM BestA+
Rate5.35%
Term4 yr
Min premium$100,000
Est. growth$23,179at $100,000
Clear Spring LifePreserve MYGA 4
AM BestA-
Rate5.30%
Term4 yr
Min premium$100,000
Est. growth$22,946at $100,000
NassauNassau Simple Annuity 4
AM BestB++
Rate5.25%
Term4 yr
Min premium$10,000
Est. growth$22,712at $100,000
Axonic InsuranceIncline Advisory 2
AM BestA-
Rate5.20%
Term2 yr
Min premium$100,000
Est. growth$10,670at $100,000
Pacific Guardian LifeDiamond Head 4
AM BestA
Rate5.20%
Term4 yr
Min premium$10,000
Est. growth$22,479at $100,000
American NationalPalladium MYG Annuity 8
AM BestA
Rate5.15%
Term8 yr
Min premium$100,000
Est. growth$49,443at $100,000
Axonic InsuranceWaypoint 2 MYGA
AM BestA-
Rate5.10%
Term2 yr
Min premium$100,000
Est. growth$10,460at $100,000
Oceanview Life and AnnuityHarbourview 2
AM BestA
Rate5.05%
Term2 yr
Min premium$70,000
Est. growth$10,355at $100,000
Oceanview Life and AnnuityHarbourview 2 (CA)
AM BestA
Rate5.05%
Term2 yr
Min premium$70,000
Est. growth$10,355at $100,000
GBU LifeAsset Guard Select 2
AM BestA-
Rate5.05%
Term2 yr
Min premium$25,000
Est. growth$10,355at $100,000
AspidaAspida Advisory 2
AM BestA-
Rate4.80%
Term2 yr
Min premium$100,000
Est. growth$9,830at $100,000
Guaranty Income LifeGuaranty Rate Lock 8
AM BestA-
Rate3.70%
Term8 yr
Min premium$100,000
Est. growth$33,730at $100,000
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