An annuity rate is the guaranteed interest, index cap, or income payout an insurer promises in exchange for your premium. We track current example rates across the four categories that matter, MYGA fixed rates, fixed index caps, immediate payouts, and bonus plus lifetime income riders, with the carrier and its financial-strength rating shown up front.
A locked number, a growth ceiling, or a monthly paycheck. Pick the table that matches the job.
Guaranteed fixed rates by term. The CD alternative.
See the table Top S&P 500 capGrowth linked to an index, principal protected.
See the table What $100k pays at 65Guaranteed monthly income for life, starting now.
See the table Top illustrated income at 65A bonus on what you put in, plus income guaranteed for life.
See the boardExample rates from a licensed feed, not offers. Income rider figures are dated illustration examples and every one of those products carries an annual rider fee, shown in each card's details. Guarantees rely on the issuing insurer's claims-paying ability. Not FDIC insured. Availability varies by state and rates change; every table carries its update date.
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