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Immediate annuity payouts

Immediate Annuity Payout Rates: What $100k Pays

The best available monthly payment across carriers on a $100,000 immediate annuity, for a 65-year-old man, by payout option. Adding a refund or a guaranteed-period option lowers the check but protects your premium; a woman's payments run modestly lower, and older start ages pay more. These are example survey figures, not a quote.

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Rates last updated July 29, 2026
Showing 210 of 210 payouts Rates last updated August 7, 2026
Single life with 5 Years CertainBest available across carriersMale, age 58
Start age58
Monthly income$604
Per year$7,248at $100,000
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Single life with 10 Years CertainBest available across carriersMale, age 58
Start age58
Monthly income$597
Per year$7,164at $100,000
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Single life with Installment RefundBest available across carriersMale, age 58
Start age58
Monthly income$589
Per year$7,068at $100,000
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Single life with 15 Years CertainBest available across carriersMale, age 58
Start age58
Monthly income$587
Per year$7,044at $100,000
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Single life with Cash RefundBest available across carriersMale, age 58
Start age58
Monthly income$586
Per year$7,032at $100,000
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Single life with 5 Years CertainBest available across carriersFemale, age 58
Start age58
Monthly income$584
Per year$7,008at $100,000
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Single life with 10 Years CertainBest available across carriersFemale, age 58
Start age58
Monthly income$578
Per year$6,936at $100,000
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Single life with Installment RefundBest available across carriersFemale, age 58
Start age58
Monthly income$576
Per year$6,912at $100,000
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Single life with 20 Years CertainBest available across carriersMale, age 58
Start age58
Monthly income$575
Per year$6,900at $100,000
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Single life with 15 Years CertainBest available across carriersFemale, age 58
Start age58
Monthly income$571
Per year$6,852at $100,000
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Single life with Cash RefundBest available across carriersFemale, age 58
Start age58
Monthly income$570
Per year$6,840at $100,000
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Single life with 20 Years CertainBest available across carriersFemale, age 58
Start age58
Monthly income$562
Per year$6,744at $100,000
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Single life with 5 Years CertainBest available across carriersMale, age 60
Start age60
Monthly income$621
Per year$7,452at $100,000
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Single life with 10 Years CertainBest available across carriersMale, age 60
Start age60
Monthly income$613
Per year$7,356at $100,000
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Single life with Installment RefundBest available across carriersMale, age 60
Start age60
Monthly income$604
Per year$7,248at $100,000
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Single life with 15 Years CertainBest available across carriersMale, age 60
Start age60
Monthly income$601
Per year$7,212at $100,000
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Single life with Cash RefundBest available across carriersMale, age 60
Start age60
Monthly income$600
Per year$7,200at $100,000
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Single life with 5 Years CertainBest available across carriersFemale, age 60
Start age60
Monthly income$597
Per year$7,164at $100,000
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Single life with 10 Years CertainBest available across carriersFemale, age 60
Start age60
Monthly income$592
Per year$7,104at $100,000
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Single life with 20 Years CertainBest available across carriersMale, age 60
Start age60
Monthly income$586
Per year$7,032at $100,000
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Single life with Installment RefundBest available across carriersFemale, age 60
Start age60
Monthly income$586
Per year$7,032at $100,000
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Single life with 15 Years CertainBest available across carriersFemale, age 60
Start age60
Monthly income$584
Per year$7,008at $100,000
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Single life with Cash RefundBest available across carriersFemale, age 60
Start age60
Monthly income$582
Per year$6,984at $100,000
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Single life with 20 Years CertainBest available across carriersFemale, age 60
Start age60
Monthly income$573
Per year$6,876at $100,000
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Single life with 5 Years CertainBest available across carriersMale, age 62
Start age62
Monthly income$640
Per year$7,680at $100,000
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Single life with 10 Years CertainBest available across carriersMale, age 62
Start age62
Monthly income$629
Per year$7,548at $100,000
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Single life with Installment RefundBest available across carriersMale, age 62
Start age62
Monthly income$619
Per year$7,428at $100,000
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Single life with Cash RefundBest available across carriersMale, age 62
Start age62
Monthly income$615
Per year$7,380at $100,000
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Single life with 15 Years CertainBest available across carriersMale, age 62
Start age62
Monthly income$614
Per year$7,368at $100,000
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Single life with 5 Years CertainBest available across carriersFemale, age 62
Start age62
Monthly income$613
Per year$7,356at $100,000
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Single life with 10 Years CertainBest available across carriersFemale, age 62
Start age62
Monthly income$606
Per year$7,272at $100,000
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Single life with Installment RefundBest available across carriersFemale, age 62
Start age62
Monthly income$598
Per year$7,176at $100,000
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Single life with 15 Years CertainBest available across carriersFemale, age 62
Start age62
Monthly income$596
Per year$7,152at $100,000
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Single life with 20 Years CertainBest available across carriersMale, age 62
Start age62
Monthly income$596
Per year$7,152at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 62
Start age62
Monthly income$596
Per year$7,152at $100,000
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Single life with 20 Years CertainBest available across carriersFemale, age 62
Start age62
Monthly income$583
Per year$6,996at $100,000
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Single life with 5 Years CertainBest available across carriersMale, age 64
Start age64
Monthly income$662
Per year$7,944at $100,000
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Single life with 10 Years CertainBest available across carriersMale, age 64
Start age64
Monthly income$649
Per year$7,788at $100,000
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Single life with Installment RefundBest available across carriersMale, age 64
Start age64
Monthly income$639
Per year$7,668at $100,000
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Single life with Cash RefundBest available across carriersMale, age 64
Start age64
Monthly income$634
Per year$7,608at $100,000
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Single life with 5 Years CertainBest available across carriersFemale, age 64
Start age64
Monthly income$633
Per year$7,596at $100,000
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Single life with 15 Years CertainBest available across carriersMale, age 64
Start age64
Monthly income$631
Per year$7,572at $100,000
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Single life with 10 Years CertainBest available across carriersFemale, age 64
Start age64
Monthly income$624
Per year$7,488at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 64
Start age64
Monthly income$615
Per year$7,380at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 64
Start age64
Monthly income$612
Per year$7,344at $100,000
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Single life with 15 Years CertainBest available across carriersFemale, age 64
Start age64
Monthly income$611
Per year$7,332at $100,000
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Single life with 20 Years CertainBest available across carriersMale, age 64
Start age64
Monthly income$608
Per year$7,296at $100,000
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Single life with 20 Years CertainBest available across carriersFemale, age 64
Start age64
Monthly income$595
Per year$7,140at $100,000
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Single life with 5 Years CertainBest available across carriersMale, age 65
Start age65
Monthly income$675
Per year$8,100at $100,000
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Single life with 10 Years CertainBest available across carriersMale, age 65
Start age65
Monthly income$660
Per year$7,920at $100,000
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Single life with Installment RefundBest available across carriersMale, age 65
Start age65
Monthly income$649
Per year$7,788at $100,000
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Single life with 5 Years CertainBest available across carriersFemale, age 65
Start age65
Monthly income$644
Per year$7,728at $100,000
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Single life with Cash RefundBest available across carriersMale, age 65
Start age65
Monthly income$644
Per year$7,728at $100,000
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Single life with 15 Years CertainBest available across carriersMale, age 65
Start age65
Monthly income$639
Per year$7,668at $100,000
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Single life with 10 Years CertainBest available across carriersFemale, age 65
Start age65
Monthly income$634
Per year$7,608at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 65
Start age65
Monthly income$625
Per year$7,500at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 65
Start age65
Monthly income$621
Per year$7,452at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 65
Start age65
Monthly income$620
Per year$7,440at $100,000
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Single life with 20 Years CertainBest available across carriersMale, age 65
Start age65
Monthly income$614
Per year$7,368at $100,000
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Single life with 20 Years CertainBest available across carriersFemale, age 65
Start age65
Monthly income$601
Per year$7,212at $100,000
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Single life with 5 Years CertainBest available across carriersMale, age 66
Start age66
Monthly income$688
Per year$8,256at $100,000
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Single life with 10 Years CertainBest available across carriersMale, age 66
Start age66
Monthly income$672
Per year$8,064at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 66
Start age66
Monthly income$660
Per year$7,920at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 66
Start age66
Monthly income$656
Per year$7,872at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 66
Start age66
Monthly income$655
Per year$7,860at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 66
Start age66
Monthly income$648
Per year$7,776at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 66
Start age66
Monthly income$645
Per year$7,740at $100,000
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Single life with Installment RefundBest available across carriersFemale, age 66
Start age66
Monthly income$635
Per year$7,620at $100,000
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Single life with Cash RefundBest available across carriersFemale, age 66
Start age66
Monthly income$631
Per year$7,572at $100,000
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Single life with 15 Years CertainBest available across carriersFemale, age 66
Start age66
Monthly income$628
Per year$7,536at $100,000
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Single life with 20 Years CertainBest available across carriersMale, age 66
Start age66
Monthly income$620
Per year$7,440at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 66
Start age66
Monthly income$608
Per year$7,296at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 67
Start age67
Monthly income$700
Per year$8,400at $100,000
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Single life with 10 Years CertainBest available across carriersMale, age 67
Start age67
Monthly income$682
Per year$8,184at $100,000
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Single life with Installment RefundBest available across carriersMale, age 67
Start age67
Monthly income$669
Per year$8,028at $100,000
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Single life with 5 Years CertainBest available across carriersFemale, age 67
Start age67
Monthly income$665
Per year$7,980at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 67
Start age67
Monthly income$663
Per year$7,956at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 67
Start age67
Monthly income$654
Per year$7,848at $100,000
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Single life with 10 Years CertainBest available across carriersFemale, age 67
Start age67
Monthly income$653
Per year$7,836at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 67
Start age67
Monthly income$642
Per year$7,704at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 67
Start age67
Monthly income$639
Per year$7,668at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 67
Start age67
Monthly income$634
Per year$7,608at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 67
Start age67
Monthly income$624
Per year$7,488at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 67
Start age67
Monthly income$612
Per year$7,344at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 68
Start age68
Monthly income$715
Per year$8,580at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 68
Start age68
Monthly income$695
Per year$8,340at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 68
Start age68
Monthly income$682
Per year$8,184at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 68
Start age68
Monthly income$679
Per year$8,148at $100,000
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Single life with Cash RefundBest available across carriersMale, age 68
Start age68
Monthly income$675
Per year$8,100at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 68
Start age68
Monthly income$665
Per year$7,980at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 68
Start age68
Monthly income$664
Per year$7,968at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 68
Start age68
Monthly income$654
Per year$7,848at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 68
Start age68
Monthly income$650
Per year$7,800at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 68
Start age68
Monthly income$644
Per year$7,728at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 68
Start age68
Monthly income$629
Per year$7,548at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 68
Start age68
Monthly income$618
Per year$7,416at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 70
Start age70
Monthly income$752
Per year$9,024at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 70
Start age70
Monthly income$725
Per year$8,700at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 70
Start age70
Monthly income$711
Per year$8,532at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 70
Start age70
Monthly income$710
Per year$8,520at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 70
Start age70
Monthly income$703
Per year$8,436at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 70
Start age70
Monthly income$692
Per year$8,304at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 70
Start age70
Monthly income$684
Per year$8,208at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 70
Start age70
Monthly income$680
Per year$8,160at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 70
Start age70
Monthly income$675
Per year$8,100at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 70
Start age70
Monthly income$665
Per year$7,980at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 70
Start age70
Monthly income$640
Per year$7,680at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 70
Start age70
Monthly income$630
Per year$7,560at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 72
Start age72
Monthly income$794
Per year$9,528at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 72
Start age72
Monthly income$758
Per year$9,096at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 72
Start age72
Monthly income$742
Per year$8,904at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 72
Start age72
Monthly income$738
Per year$8,856at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 72
Start age72
Monthly income$732
Per year$8,784at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 72
Start age72
Monthly income$718
Per year$8,616at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 72
Start age72
Monthly income$707
Per year$8,484at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 72
Start age72
Monthly income$704
Per year$8,448at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 72
Start age72
Monthly income$700
Per year$8,400at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 72
Start age72
Monthly income$688
Per year$8,256at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 72
Start age72
Monthly income$652
Per year$7,824at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 72
Start age72
Monthly income$643
Per year$7,716at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 74
Start age74
Monthly income$844
Per year$10,128at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 74
Start age74
Monthly income$794
Per year$9,528at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 74
Start age74
Monthly income$785
Per year$9,420at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 74
Start age74
Monthly income$776
Per year$9,312at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 74
Start age74
Monthly income$768
Per year$9,216at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 74
Start age74
Monthly income$751
Per year$9,012at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 74
Start age74
Monthly income$740
Per year$8,880at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 74
Start age74
Monthly income$733
Per year$8,796at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 74
Start age74
Monthly income$724
Per year$8,688at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 74
Start age74
Monthly income$708
Per year$8,496at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 74
Start age74
Monthly income$661
Per year$7,932at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 74
Start age74
Monthly income$653
Per year$7,836at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 75
Start age75
Monthly income$871
Per year$10,452at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 75
Start age75
Monthly income$812
Per year$9,744at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 75
Start age75
Monthly income$809
Per year$9,708at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 75
Start age75
Monthly income$796
Per year$9,552at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 75
Start age75
Monthly income$788
Per year$9,456at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 75
Start age75
Monthly income$769
Per year$9,228at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 75
Start age75
Monthly income$758
Per year$9,096at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 75
Start age75
Monthly income$750
Per year$9,000at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 75
Start age75
Monthly income$733
Per year$8,796at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 75
Start age75
Monthly income$718
Per year$8,616at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 75
Start age75
Monthly income$665
Per year$7,980at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 75
Start age75
Monthly income$658
Per year$7,896at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 76
Start age76
Monthly income$901
Per year$10,812at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 76
Start age76
Monthly income$835
Per year$10,020at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 76
Start age76
Monthly income$831
Per year$9,972at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 76
Start age76
Monthly income$818
Per year$9,816at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 76
Start age76
Monthly income$809
Per year$9,708at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 76
Start age76
Monthly income$788
Per year$9,456at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 76
Start age76
Monthly income$778
Per year$9,336at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 76
Start age76
Monthly income$769
Per year$9,228at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 76
Start age76
Monthly income$743
Per year$8,916at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 76
Start age76
Monthly income$728
Per year$8,736at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 76
Start age76
Monthly income$668
Per year$8,016at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 76
Start age76
Monthly income$662
Per year$7,944at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 78
Start age78
Monthly income$966
Per year$11,592at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 78
Start age78
Monthly income$888
Per year$10,656at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 78
Start age78
Monthly income$869
Per year$10,428at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 78
Start age78
Monthly income$860
Per year$10,320at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 78
Start age78
Monthly income$855
Per year$10,260at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 78
Start age78
Monthly income$820
Per year$9,840at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 78
Start age78
Monthly income$818
Per year$9,816at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 78
Start age78
Monthly income$807
Per year$9,684at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 78
Start age78
Monthly income$759
Per year$9,108at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 78
Start age78
Monthly income$746
Per year$8,952at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 78
Start age78
Monthly income$672
Per year$8,064at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 78
Start age78
Monthly income$668
Per year$8,016at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersMale, age 80
Start age80
Monthly income$1,041
Per year$12,492at $100,000
Lock in rateTalk to an advisor
Single life with 5 Years CertainBest available across carriersFemale, age 80
Start age80
Monthly income$954
Per year$11,448at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersMale, age 80
Start age80
Monthly income$915
Per year$10,980at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersMale, age 80
Start age80
Monthly income$906
Per year$10,872at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersMale, age 80
Start age80
Monthly income$906
Per year$10,872at $100,000
Lock in rateTalk to an advisor
Single life with Installment RefundBest available across carriersFemale, age 80
Start age80
Monthly income$866
Per year$10,392at $100,000
Lock in rateTalk to an advisor
Single life with 10 Years CertainBest available across carriersFemale, age 80
Start age80
Monthly income$859
Per year$10,308at $100,000
Lock in rateTalk to an advisor
Single life with Cash RefundBest available across carriersFemale, age 80
Start age80
Monthly income$853
Per year$10,236at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersMale, age 80
Start age80
Monthly income$772
Per year$9,264at $100,000
Lock in rateTalk to an advisor
Single life with 15 Years CertainBest available across carriersFemale, age 80
Start age80
Monthly income$761
Per year$9,132at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersMale, age 80
Start age80
Monthly income$675
Per year$8,100at $100,000
Lock in rateTalk to an advisor
Single life with 20 Years CertainBest available across carriersFemale, age 80
Start age80
Monthly income$672
Per year$8,064at $100,000
Lock in rateTalk to an advisor
How to read these payouts.
  • Figures are the best available monthly payment across surveyed carriers on a $100,000 single-premium immediate annuity, as of July 29, 2026. They are example survey figures, not a quote, and they move with interest rates and carrier repricing.
  • A life-only payout stops at death. Nothing goes to heirs unless you add a refund or a guaranteed-period option, and each of those options lowers the monthly check.
  • An immediate annuity is irrevocable. Once the contract is issued you give up access to the premium, and the income stream is what you get back.
  • Payments are guaranteed by the issuing insurer's claims-paying ability. Annuities are not FDIC insured.
  • Payouts vary by age, gender, state, and carrier, and not every product or payout option is available in every state. An advisor confirms what is actually available to you.
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