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Annuity payout calculator

Enter a lump sum and a starting age to estimate the monthly lifetime income a single-life immediate annuity might provide. This is an educational estimate, not a quote.

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The lump sum you would hand to the insurer.
Older start ages buy larger payments.
Estimated monthly income
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$0 per year

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Assumptions: single-life immediate annuity, income starting at the selected age, illustrative payout factors as of July 3, 2026. This is an estimate only, not a quote and not FDIC insured. Actual payments depend on the carrier, your state, gender, and the options chosen. Guarantees rely on the insurer's claims-paying ability.

Prefer to see it on a table? The income payout rates page shows what $100,000 pays across carriers. Read the income annuity guide for how SPIAs and DIAs differ.
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