1. Home
  2. Learn
  3. Retirement Income
The library

Retirement Income

Social Security timing, income floors, longevity, and sequence risk.

Retirement Income

Immediate vs Deferred Annuity: Which Fits Your Timeline?

An immediate annuity starts paying you income almost right away, usually within about 12 months of handing over your lump sum. A deferred annuity delays those…

Updated September 2, 2026
Retirement Income

Comparing Annuity Types: A Field Guide

The main annuity types are fixed and MYGA, fixed index, variable, registered index-linked (RILA), immediate income (SPIA), and deferred income (DIA and QLAC). Fixed and indexed…

Updated September 2, 2026
A second opinion

Get a straight read from a licensed annuity specialist.

Bring your goal, your questions, or an illustration someone handed you. A Certified Annuity Advisor compares real products for your situation and explains plainly what does and doesn't fit, so you leave with clarity instead of a pitch.

Call answered by a licensed advisor, with a follow-up in under 60 seconds during business hours.

Get matched in two minutes

Thanks. You are matched.

A Certified Annuity Advisor will reach out shortly.