MYGA rates

Best 7 year annuity rates

The best current 7 year MYGA rates. A longer lock that often buys the highest headline rate for patient money.

A MYGA (multi-year guaranteed annuity) locks one fixed interest rate for the full term, like a CD issued by an insurer instead of a bank: tax-deferred, and backed by the carrier's claims-paying ability rather than FDIC insurance. New to the product? Read the full MYGA guide.

Rates last updated August 3, 2026 · 8 products at the 7 year termView
Showing 8 of 8 products
Revol One FinancialBest 7 yrDirectGrowth 7
6.15%7-year guaranteed
AM BestB++
Min premium$10,000
Est. growth at $100,000$51,859
Side by side
Why this carrier? The highest 7 year rate on our board today, from a carrier rated B++ by AM Best, with a low $10,000 minimum and filings in 48 states and DC.
Heartland NationalSecure Rate Pro 7
6.10%7-year guaranteed
AM BestB++
Min premium$5,000
Est. growth at $100,000$51,359
Side by side
Wichita NationalSecurity 7
6.10%7-year guaranteed
AM BestB+
Min premium$10,000
Est. growth at $100,000$51,359
Side by side
Highest A-rated
AspidaAspida Advisory 7
6.05%7-year guaranteed
AM BestA-
Min premium$100,000
Est. growth at $100,000$50,860
Side by side
Revol One FinancialDirectGrowth 7 (CA)
6.05%7-year guaranteed
AM BestB++
Min premium$10,000
Est. growth at $100,000$50,860
Side by side
Revol One FinancialDirectGrowth 7 Enhanced Death Benefit
6.05%7-year guaranteed
AM BestB++
Min premium$10,000
Est. growth at $100,000$50,860
Side by side
American Century Life InsuranceAmerican Freedom Max Growth 7
6.00%7-year guaranteed
AM BestB++
Min premium$5,000
Est. growth at $100,000$50,363
Side by side
FarmersFarmers Safeguard Plus 7
5.95%7-year guaranteed
AM BestB++
Min premium$10,000
Est. growth at $100,000$49,867
Side by side

Rates shown are not offers. Confirm the current number with the carrier before purchasing. Guarantees rely on the issuing insurer's claims-paying ability. Not FDIC insured. Availability varies by state, and rates change often, which is why every table carries its update date.

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