MYGA rates

Best 7 year annuity rates

The best current 7 year MYGA rates. A longer lock that often buys the highest headline rate for patient money.

A MYGA (multi-year guaranteed annuity) locks one fixed interest rate for the full term, like a CD issued by an insurer instead of a bank: tax-deferred, and backed by the carrier's claims-paying ability rather than FDIC insurance. New to the product? Read the full MYGA guide.

Rates last updated November 3, 2026 · 8 products at the 7 year termView
Showing 8 of 8 products
Today's top rate
AspidaBest 7 yrAspida Advisory 7
6.65%7-year guaranteed
AM BestA-
Min premium$100,000
Est. growth at $100,000$56,937
Side by side
Why this carrier? The highest 7 year rate on our board today, from a carrier rated A- by AM Best, with a $100,000 minimum aimed at larger deposits and filings in 48 states and DC.
Revol One FinancialBreakThrough 7yr
6.30%7-year guaranteed
AM BestB++
Min premium$10,000
Est. growth at $100,000$53,367
Side by side
Revol One FinancialDirectGrowth 7
6.30%7-year guaranteed
AM BestB++
Min premium$10,000
Est. growth at $100,000$53,367
Side by side
Wichita NationalSecurity 7
6.30%7-year guaranteed
AM BestB+
Min premium$10,000
Est. growth at $100,000$53,367
Side by side
Revol One FinancialBreakThrough 7yr (CA)
6.20%7-year guaranteed
AM BestB++
Min premium$10,000
Est. growth at $100,000$52,360
Side by side
Revol One FinancialBreakThrough 7yr with Enhanced Death Benefit
6.20%7-year guaranteed
AM BestB++
Min premium$10,000
Est. growth at $100,000$52,360
Side by side
Heartland NationalSecure Rate Pro 7
6.10%7-year guaranteed
AM BestB++
Min premium$5,000
Est. growth at $100,000$51,359
Side by side
FarmersFarmers Safeguard Plus 7
6.05%7-year guaranteed
AM BestB++
Min premium$10,000
Est. growth at $100,000$50,860
Side by side

Rates shown are not offers. Confirm the current number with the carrier before purchasing. Guarantees rely on the issuing insurer's claims-paying ability. Not FDIC insured. Availability varies by state, and rates change often, which is why every table carries its update date.

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