Ratings last updated July 30, 2026
Athene Annuity and Life Company is an insurance carrier whose annuities appear on AnnuaLife's rate boards. It holds an AM Best financial-strength rating of A+ (Superior).
AM Best assigns Athene Annuity and Life Company a financial-strength rating of A+, which sits in its "Superior" category. An AM Best rating is an independent opinion of an insurer's ability to meet its ongoing insurance and annuity obligations, its claims-paying ability. It is not a measure of investment performance, and it is not a guarantee. Annuities are backed by the issuing insurer, not the FDIC. An A+ sits within AM Best's highest tier of ratings, its "Superior" category, reflecting its assessment that the company has a superior ability to meet those obligations. Ratings can change; the rating shown here was last checked July 30, 2026.
Athene lists fixed index annuities (FIAs) on AnnuaLife, its Performance Elite series. These products are covered in our fixed index guide rather than on individual detail pages. Caps below are examples as of July 30, 2026 and vary by state.
| Product | Index | Cap | Participation | Minimum |
|---|---|---|---|---|
| Athene Performance Elite 7 | S&P 500 annual pt-to-pt | 11.50% | - | $10,000 |
| Athene Performance Elite 7 Plus | S&P 500 annual pt-to-pt | 11.50% | - | $10,000 |
Fixed index annuities work differently from fixed-rate products. Learn how caps and participation rates shape your return in the fixed index annuity guide.
Sources: Iowa Insurance Division examination report, Athene. Company facts last checked July 30, 2026.
Athene is one of the largest annuity issuers in the country and carries an A+ ("Superior") AM Best rating, within the agency's highest tier. Its Performance Elite index caps sit around 11.5%, mid-pack rather than at the top of our board; some lower-rated carriers post higher caps. That is the usual shape of a top-rated carrier: you are trading a little headline cap for one of the strongest claims-paying assessments AM Best assigns. If a Superior rating is a priority for you, Athene is a reasonable pick. An advisor can weigh the cap against the rating for your timeline.
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