Ratings last updated July 30, 2026
Global Atlantic Financial Group is a retirement and life insurance company whose annuities appear on AnnuaLife's rate boards. Its annuity contracts are issued by its insurance subsidiary Forethought Life Insurance Company, which holds an AM Best financial-strength rating of A (Excellent).
AM Best assigns Global Atlantic's issuing insurer, Forethought Life Insurance Company, a financial-strength rating of A, which sits in its "Excellent" category. An AM Best rating is an independent opinion of an insurer's ability to meet its ongoing insurance and annuity obligations, its claims-paying ability. It is not a measure of investment performance, and it is not a guarantee. Annuities are backed by the issuing insurer, not the FDIC. An A reflects AM Best's assessment that the company has an excellent ability to meet those obligations. Ratings can change; the rating shown here was last checked July 30, 2026.
Global Atlantic lists fixed index annuities (FIAs) on AnnuaLife, its ForeAccumulation series. These products are covered in our fixed index guide rather than on individual detail pages. Caps below are examples as of July 30, 2026 and vary by state.
| Product | Index | Cap | Participation | Minimum |
|---|---|---|---|---|
| ForeAccumulation II Advisory With Growth Accelerator Rider | S&P 500 annual pt-to-pt | 13.50% | - | $25,000 |
| ForeAccumulation II 7 With Growth Accelerator Rider | S&P 500 annual pt-to-pt | 12.50% | - | $25,000 |
| ForeAccumulation II 10 With Growth Accelerator Rider | S&P 500 annual pt-to-pt | 12.25% | - | $25,000 |
| ForeAccumulation II 5 With Growth Accelerator Rider | S&P 500 annual pt-to-pt | 12.25% | - | $25,000 |
| ForeAccumulation II Advisory | S&P 500 annual pt-to-pt | 11.00% | - | $25,000 |
Fixed index annuities work differently from fixed-rate products. Learn how caps and participation rates shape your return in the fixed index annuity guide.
Sources: Global Atlantic. Company facts last checked July 30, 2026.
Global Atlantic, owned by the investment firm KKR, is a large annuity issuer whose contracts carry an A ("Excellent") AM Best rating. Its ForeAccumulation index caps run competitive on our board, up to 13.50% on the versions that add the Growth Accelerator Rider. Read those higher caps carefully: a rider changes how the contract behaves and can carry its own cost, so the headline cap and the plain version are not the same product. If you want index-linked growth from a well-capitalized, A-rated issuer, it is worth a look. An advisor can compare the rider and non-rider versions for your situation.
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