Ratings last updated July 30, 2026
Oxford Life Insurance Company is an insurance carrier whose annuities appear on AnnuaLife's rate boards. It holds an AM Best financial-strength rating of A (Excellent).
AM Best assigns Oxford Life Insurance Company a financial-strength rating of A, which sits in its "Excellent" category. An AM Best rating is an independent opinion of an insurer's ability to meet its ongoing insurance and annuity obligations, its claims-paying ability. It is not a measure of investment performance, and it is not a guarantee. Annuities are backed by the issuing insurer, not the FDIC. An A reflects AM Best's assessment that the company has an excellent ability to meet those obligations. Ratings can change; the rating shown here was last checked July 30, 2026.
Oxford Life lists three multi-year guaranteed annuities (MYGAs) on AnnuaLife, its Multi-Select series. Rates below are examples as of July 30, 2026 and vary by state.
| Product | Term | Rate | Minimum | Details |
|---|---|---|---|---|
| Multi-Select 4 | 4 yr | 5.45% | $20,000 | View |
| Multi-Select 6 | 6 yr | 5.85% | $20,000 | View |
| Multi-Select 8 | 8 yr | 5.35% | $20,000 | View |
Sources: MyAnnuityStore. Company facts last checked July 30, 2026.
Oxford Life carries an A ("Excellent") AM Best rating and lists its Multi-Select MYGA series on our board, with rates up to 5.85% at the time of writing. Those rates sit mid-pack, the common profile of an established A-rated carrier where you trade a little headline yield for a stronger rating. Notice that the 6-year here pays more than the 8-year, a reminder to match the term to your timeline rather than assuming longer always pays more. An advisor can compare Oxford against same-term rates from other carriers for you.
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