Ratings last updated July 30, 2026
Wichita National Life Insurance Company is an insurance carrier whose annuities appear on AnnuaLife's rate boards. It holds an AM Best financial-strength rating of B+ (Good).
AM Best assigns Wichita National Life Insurance Company a financial-strength rating of B+, which sits in its "Good" category. An AM Best rating is an independent opinion of an insurer's ability to meet its ongoing insurance and annuity obligations, its claims-paying ability. It is not a measure of investment performance, and it is not a guarantee. Annuities are backed by the issuing insurer, not the FDIC. A B+ sits in AM Best's "Good" category, reflecting its assessment that the company has a good ability to meet those obligations, one tier below the "Excellent" (A) range. Ratings can change; the rating shown here was last checked July 30, 2026.
Wichita National lists four multi-year guaranteed annuities (MYGAs) on AnnuaLife, its Security series. Rates below are examples as of July 30, 2026 and vary by state.
| Product | Term | Rate | Minimum | Details |
|---|---|---|---|---|
| Security 3 | 3 yr | 5.85% | $10,000 | View |
| Security 5 | 5 yr | 6.25% | $10,000 | View |
| Security 7 | 7 yr | 6.10% | $10,000 | View |
| Security 10 | 10 yr | 6.05% | $10,000 | View |
Sources: Annuity.org. Company facts last checked July 30, 2026.
Wichita National posts the highest headline MYGA rate on our board, 6.25% on the 5-year Security contract at the time of writing. That top rate comes paired with a B+ ("Good") AM Best rating, the lowest tier among the carriers we list, a full step below the A-range and one notch below the B++ carriers. This is the sharpest rate-versus-rating tradeoff on the board: the most yield, behind the lowest rating here. Neither is wrong, but the gap is wider than usual, so the rating deserves real weight rather than a glance. An advisor can help you decide whether the extra yield justifies the lower rating for your timeline.
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