Ratings last updated July 30, 2026
Wichita National Life Insurance Company is an insurance carrier whose annuities appear on AnnuaLife's rate boards. It holds an AM Best financial-strength rating of B+ (Good).
AM Best assigns Wichita National Life Insurance Company a financial-strength rating of B+, which sits in its "Good" category. An AM Best rating is an independent opinion of an insurer's ability to meet its ongoing insurance and annuity obligations, its claims-paying ability. It is not a measure of investment performance, and it is not a guarantee. Annuities are backed by the issuing insurer, not the FDIC. A B+ sits in AM Best's "Good" category, reflecting its assessment that the company has a good ability to meet those obligations, one tier below the "Excellent" (A) range. Ratings can change; the rating shown here was last checked July 30, 2026.
Wichita National lists four multi-year guaranteed annuities (MYGAs) on AnnuaLife, its Security series. Rates below are examples as of July 30, 2026 and vary by state.
| Product | Term | Rate | Minimum | Details |
|---|---|---|---|---|
| Security 3 | 3 yr | 5.85% | $10,000 | View |
| Security 5 | 5 yr | 6.25% | $10,000 | View |
| Security 7 | 7 yr | 6.10% | $10,000 | View |
| Security 10 | 10 yr | 6.05% | $10,000 | View |
Sources: Annuity.org, NAIC Consumer Information Source, complaint trend report, NAIC Consumer Information Source, licensing. Company facts last checked July 30, 2026.
Wichita National posts the highest headline MYGA rate on our board, 6.25% on the 5-year Security contract at the time of writing. That top rate comes paired with a B+ ("Good") AM Best rating, the lowest tier among the carriers we list, a full step below the A-range and one notch below the B++ carriers. This is the sharpest rate-versus-rating tradeoff on the board: the most yield, behind the lowest rating here. Neither is wrong, but the gap is wider than usual, so the rating deserves real weight rather than a glance. An advisor can help you decide whether the extra yield justifies the lower rating for your timeline.
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