The rate environment, CD and bond comparisons, and MYGA laddering.
A fixed annuity and bonds both aim to steady a portfolio, but they cushion a downturn differently. A fixed annuity has no market risk to its…
A fixed annuity pays a single declared interest rate the insurer sets in advance, so you know your exact return. A fixed indexed annuity ties your…
A fixed annuity pays a set, guaranteed interest rate with no market risk to your principal. A variable annuity invests your money in market subaccounts, so…
A CD is a bank product that pays a fixed rate for a short term with FDIC insurance and taxed-yearly interest. An annuity is an insurance…
A fixed index annuity ties your growth to a market index like the S&P 500, but with a floor so a down year credits zero instead…
A MYGA and a CD both lock in a guaranteed rate for a set term, but they are not the same deal. A CD taxes your…
Bring your goal, your questions, or an illustration someone handed you. A Certified Annuity Advisor compares real products for your situation and explains plainly what does and doesn't fit, so you leave with clarity instead of a pitch.
Call answered by a licensed advisor, with a follow-up in under 60 seconds during business hours.
